I slumped on the old, green, tattered and completely need-to-throw-out arm chair. I picked up the bunch of bills that were sitting on the coffee table. Unpaid. I sighed in frustration. How could there be so many in such little time?

Just then, the phone rang. “Kristen?” No answer. I clambered off the easy chair like a graceful elephant. Elephants aren't graceful.

“Hello?”

“Hi, is this Mrs Richards?”

“Yes, it is.”

“This is Fred Filby from L J Hooker Real Estate, how are you today?”